Tax-Smart Retirement Planning & Asset Management for a Flat Fee
Lower Taxes | Optimize Income | Invest Wisely
"Do we have enough to retire?
"Can we reduce our taxes?"
"Are we investing wisely?"
At the core of our work is empowering individuals through education and knowledge.
We are legally and ethically bound to act in your best interests.
Our focus is retirement planning. We help you manage complexity and transition to retirement with ease.
We advise on the most tax-efficient ways to save, invest, and withdraw funds to optimize retirement.
Our pricing is simple and transparent.
Master's in Financial Planning
CFP® Certified Financial Planner™
CRPC® Chartered Retirement Planning Counselor
We are independent
We're not affiliated with any banks, brokerages or insurance companies.
We provide our services virtually thanks to our use of best-in-class systems and software
Member, Fee-Only Network. Links people who need financial planning services with financial advisors who are only paid by fees from their clients. These advisors do not get commissions or other incentives to sell financial products.
Member, the XY Planning Network. It is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients.
Member, National Association of Personal Financial Planners. America's leading community of independent financial planners committed to success through ethics and innovation.
Joe is a CFP®. A formal designation of expertise in the areas of financial planning, taxes, insurance, estate planning, and retirement savings.
Member, Financial Planning Association. A professional organization that promotes education and professional ethics helping potential clients locate qualified financial planners.
Member, Measure Twice Planners. A professional network focused on education and insights to provide more value to clients.
Curated articles, videos, and more, for a financially savvier you.
These days, investing in financial markets is a common practice. Yet, many Americans remain under-informed about how various investment products really work. Want to know how you rank? Challenge yourself with our brief quiz, "Test Your Investment IQ."