"For many years, the majority of our investments were managed through a big name firm. Although our nest egg grew, they weren’t forthcoming on the fees we were paying. They also didn’t offer expertise in goal setting or living off our investments post-retirement. We were seeking a fee-only, fiduciary advisor. Joe at Mayfair Financial stood out first based on his outstanding qualifications: Ph.D. in Economics and a Master's in Personal Financial Planning, CFP, EA and CRPC. You can tell he was a great teacher to students and still for his clients. When he says he helps clients untangle the complexities of financial markets for retirement planning, we wholeheartedly agree. Joe offers sound advice for how to structure our investments for growth today. He also gives easy to follow advice about budgeting and withdrawal strategies that will allow us to maintain our standard of living without prematurely depleting our nest-egg. Working with Joe, we find he is kind, thoughtful and patient. He is always willing to take the time needed to help us understand the complex and sometimes counterintuitive concepts of growing and maintaining wealth for a secure and happy retirement."

"My husband and I had our retirement funds and most other investments with an AUM advisor for over 20 years. As we began to get closer to retirement the advisor didn’t really seem that helpful with retirement planning. We knew we needed to find another advisor to help us navigate this next stage of life. We also knew we wanted to stop paying AUM fees and hire a flat fee advisor. We are so happy we found Joe! He is extremely organized and very thorough in evaluating your overall present and future financial picture. He explains everything in a way that is easy to understand. His recommendations are sound. He is readily available whenever you have questions or concerns. He has helped us simplify and organize our finances. Before Joe, we felt a bit lost and anxious about navigating the financial aspects of retirement. But now we feel confident and look forward to enjoying retirement and not stressing out about money. Our only regret is that we didn’t find Joe sooner!"

"I am a federal worker and 2025 has been a very turbulent year for us, particularly with regards to various retirement options and possible changes to our retirement benefits. Joe was excellent to work with. I wanted someone to do an end-to-end retirement plan to help me determine whether it may be possible to retire three years ahead of my original plan. He reviewed everything, from insurance policies and legacy planning to current investments, daily expenses and tax planning. He was very patient, as we had to take a break of a few months until things settled down and options were presented. His recommendations were sound and put me on a path to being able to manage my own investments with confidence. He was even amendable to allowing my adult son to participate in the meetings so that both of us were on the same page with my financial picture. I couldn't be more please with his services and highly recommend him."

"Having worked with various financial advisors with the AUM model (ranging from robot-advisors to dedicated client managers), it's refreshing to work with Joe. We researched a number of professionals and could not be happier with our decision. In addition to being financially savvy, he's able to make information understandable by adapting to the audience. My husband & I have different levels of financial acumen (& interest). We both walk away from meetings with a clear understanding of where we stand and the next steps we should take. It's refreshing to work with someone not trying to "dazzle you" with unnecessary information in an attempt to make the process seem like magic. We appreciate the clear information he provides in a delightful manner that will appeal to both "left brain" and "right brain" people. This isn't a meat-grinder process where everyone gets the same result. Joe learns what the client wants, asks questions to see what the client needs, and is a partner throughout the process. Bottom line - we feel smart to have selected him, feel confident about our decisions, and look forward to a long-term partnership."

"After many years of DIY financial planning, I decided to set a goal to retire early. I quickly realized that my spreadsheet approach could not handle the interconnected complexities of SS and tax optimizations, Roth conversions, health and long-term care costs, inflation, and other retirement challenges. This led to my frustrating multi-year search for a qualified and competent fee-only financial planner. After interviewing several local, national, and institutional financial planners, including signing on and terminating several of those relationships, I finally found Joe. From the outset, he has exhibited remarkable professionalism and a genuine desire to provide us with a holistic financial plan. He has taken the time to thoroughly understand our financial situation, unique stock programs, goals, and issues and is working towards creating a plan to address all our needs. As if that was not enough, I genuinely appreciate his ability to involve my wife in the planning process and utilize his exceptional communication skills, breaking down complex concepts into easily understandable terms for both of us. This makes the entire process more accessible, and we feel more confident that we are making informed decisions together. Thanks to Joe's thoughtful and inclusive approach, my wife and I are working towards a financial plan that aligns with our shared goals. He is ideal if you're looking for a financial planner who values teamwork, communication, and inclusivity. I wholeheartedly recommend his services to anyone seeking personalized and collaborative financial planning experience."

"It has been a pleasure working with Joe. He takes his time to explain information and makes u feel very comfortable asking questions. He is extremely knowledgeable and has great advice."

"We began our financial journey with Joe in the summer of 2023. He offers comprehensive services for a competitive fee. We rather nervously uploaded our documents to "the vault" where shared viewing/analysis begins. Joe then analyzes, compares, categorizes... the data and makes recommendations during Zoom meetings with regularity. The meetings use visuals and conversation to explain how the recommendations help to meet our goals;the conversation is give and take always-with humor added for good measure. Our meetings have been regular (as promised) and begin right on time. He always ends the encounters with the advice "Think it over, let me know if you have questions". I always have questions and Joe seems to patiently wade through the financial muck with me well. We then do some research to ensure his recommendations make sense to us-execute trades if so and call him back if not for more conversation. I am learning different ways of thinking about the financial universe; various techniques/paths to use to ensure our family's financial success. I wanted to work with a mentor for my own learning experience and Joe fits that bill for me 100 times over-knowledgeable (various financial vehicles, tax efficiency), listens well then clarifies goals, dependable, easy to talk to, and guides/challenges us to make decisions in a timely manner. His network of professional colleagues has been helpful in creating our vision of financial security."

"Joe is exactly what I need in a financial advisor. He charges a flat fee, so he focuses on listening to me. He's knowledgeable, patient, and explains the reasoning for each step. I fully endorse him!"

"Retained Joe Petry of Mayfair Financial earlier this year. I needed a detailed, comprehensive and holistic evaluation of my finances which were getting too complicated lately. It was not easy finding a flat fee, CFP that met my needs and Joe fit the bill. He is was extremely thorough and focused on our current and future needs. He is a great guy, very helpful and explains items that are complicated for me. I look forward to ZOOM meetings with him as we implement the financial plan. Looking forward to a long term relationship with Mayfair."

"Joe has provided financial planning for our mutual clients and the experience to help them reach their personal and financial goals has proven to be invaluable. His deep quantitative background as Ph.D in Economics along with having his Masters in Financial Planning gives him the ability to advise clients at a high level. He does a great job explaining complex topics in every day language so all can understand. I highly recommend Joe to anyone who needs financial planning or financial advice in general."

"Joe Petry has exceeded our expectations. He not only has a firm grasp on stocks/mutual funds but also understands the tax ramifications of owning the various funds. He prepares a well thought out, detailed and understandable report and explains his reasoning in a way that is understandable, despite the complex nature of the topics. All our questions are answered. My husband and I are so happy that we hired him as an advisor."

"Joe has been an absolute joy to work with! After meeting Joe on a video conference for the first time, we knew right away that he was the one to manage our finances. His soft tone voice and calming demeanor just puts your anxieties and fears at ease. Aside from these traits, he is very knowledgeable at what he does. He took his time to explain in detail what we can and can't do based on our future goals. He took his time and listened to what our needs were and suggested the best way to go about it"

"We decided that we no longer wanted to try to manage the multifaceted complexities of investments finances, taxes, social security, health care, long term care and Roth conversions. We interviewed at least 3 flat fee financial advisors and decided to partner with Joe and we feel that it was a really good decision. Joe has provided us with a complete financial plan that incorporates a holistic approach on all our financial matters. He has always been available whenever we needed advice or questions."

"In the short time my husband and I have been working with Joe, it has been wonderful. We are working with a very knowledgeable, professional and honestly and all around great human being. He has made us feel at ease and answers any questions we may have and we definitely feel the support we need for our financial plans. He is a gem!!"

"My wife and I have recently begun to work with Joe on our retirement analysis and plan. We are a few years away from retirement and were looking for a flat fee advisor to partner with to help us get our finances in order. Our experience working with Joe has been great. The process he uses is very through and Joe does a great job sharing the why behind his recommendations. It truly feels like a team approach working with him. I recommend Joe without hesitation if you’re looking for a competent, flat fee advisor to partner with in your retirement planning journey."

Mar 22, 2025
"MY WIFE AND I HAD USED 2 PREVIOUS FINANCIAL ADVISORS OVER THE LAST 15 YEARS, BUT THEY WERE NEITHER A FIDUCIARY, OR NOT VERY PERSONABLE. JOE IS THE TOTAL OPPOSITE. HE IS A FIDUCIARY, VERY PERSONABLE, AND MAKES YOU FEEL PART OF HIS FAMILY. WE ARE IN THE EARLY STAGES WITH JOE, BUT WE WILL BE IN FOR THE LONG HAUL. HE IS VERY REACHABLE, AND GETS BACK TO YOU LIKE SOMEONE SHOULD. WE HIGHLY RECOMMEND JOE, AND LOOK FORWARD TO A LONG & HEALTHY RELATIONSHIP. "

Apr 2, 2025
"I was looking for flat fee advisor and came across Joe Petry. He has exceeded my expectations. He is extremely thorough and detail orientated. He presents things in an organized manner and supports the reasoning behind his recommendations. He has been approachable, personable and available for questions via email or calls. I am happy with the decision to use a flat fee advisor as Joe's recommendations are for my best interest. I would highly recommend his services. "