Are you looking for ongoing financial planning & asset management for a flat fee?

What we offer

Financial planning and asset management for a flat fee

We provide ongoing planning on all aspects of your finances. Our services include smart asset management and regular tax minimization guidance. We charge $6,000 a year, which is billed quarterly in arrears.

We also offer one-time advice only comprehensive plans for a fee of $7,600 completed over 3 months. For this service, half is paid upfront, the remainder is paid once the plan is presented.                                                                                                               

How you benefit 

A strong financial plan, with implementation and ongoing support at key decision points

The starting point of our ongoing service is creating your financial plan, which is the roadmap for future decision-making. We implement investment and tax-related strategies for you. We work with you to make adjustments as things change, whether in the economy, taxes, or your life circumstances. With our ongoing support & investment management, we're with you as a trusted partner along the way.

With the comprehensive plan in place, we'll continue to work with you throughout our relationship on areas such as:

  • Portfolio withdrawal strategies 
  • Roth conversions
  • Tax bracket management
  • Investment account consolidation
  • Cash management
  • Reallocating investment portfolios
  • Social Security & IRMAA planning
  • Tax gain/loss harvesting
  • Health insurance coverage analysis
  • Asset location/allocation analysis
  • Periodic portfolio rebalancing
  • Amending insurance coverage
  • Retirement spending plan
  • Updating estate plan
  • Income tax withholding elections
  • Buying or selling real estate

Our aim is for you to feel confident and at ease

We'll have up to four scheduled meetings per year to stay up-to-date on your plan, refine your portfolio withdrawal strategy, determine tax planning objectives and actions, and answer questions. We are also available as needed.

You'll also have a personal finance portal on RightCapital, our financial planning software. RightCapital aggregates information and data from your banking, investment, and lending accounts into one dashboard. You'll be able to see and track your net worth, investment holdings, cash flow projections, and progress toward your goals.

How We Help

We Educate You

We Educate You

We specialize in providing expert guidance and customized education based on your situation and the questions you have.

Keeping More of What You Have / Tax Planning

Keeping More of What You Have / Tax Planning

Understanding tax strategies and managing your tax bill should be part of any sound financial plan. Some taxes can be deferred, and others can be managed to lower your lifetime tax bill. We work with you to develop a lifelong tax management plan that puts you in charge.

Making Your Money Work for You / Investments

Making Your Money Work for You / Investments

Smart investing shouldn't perplex, puzzle, or confound. We will work with you to develop a low cost, diversified portfolio that is designed to specifically help you meet your goals.

Providing For Those You Love / Estate

Providing For Those You Love / Estate

Effective estate management enables you to manage your affairs during your lifetime and beyond. We work with you to help secure your legacy for generations to come.

Protecting What you Have / Insurance

Protecting What you Have / Insurance

Protect your family from the financial consequences of life's unexpected events. We work with you to help create the insurance strategy you need.